Debtor finance (otherwise known as debtor factoring or invoice discounting) is one of the world's oldest forms of finance.  It is simply the sale of accounts receivable (invoices) at a discount in return for immediate payment.

Simply put, we pay you an immediate cash payment (usually up to 90%) for the invoice we have purchased from you, and then pay the balance to you minus our fee when the debtor pays us. You can do this with one or more of your invoices. 

Fifo Capital's invoice financing has a number of benefits that other factoring services do not.

Fifo Capital Australia has extensive expertise in financing solar panel and insulation installers.

Our fees are based on a sliding scale that is disclosed to you upfront so there is no misunderstanding or surprises.  The fees range from 2.5% of the invoice value and increase depending on how long it takes to collect the payment from the debtor.

There are no documentation or administration fees.

See our frequently asked questions.